money, Money, MONEY!!!

I wish I had money. That would solve all my problems. Okay, maybe not all.

Here is the situation I'm in: Going back to last summer, I had decided to enroll in another class during the middle of the summer. I also decided to add more meals to my meal plan. I had already been awarded all my financial aid for the summer. When I added those 2 things, I had several hundred dollars of money owed to the school by the time fall came about. In order for me to pay for my fall books, I had to place a check on hold at the bookstore. After a certain time, I could either pay for the books myself, or the bookstore would just run my check. I was stressing out over how much money I owe. But, after months of worrying, I had not only my summer bill paid off, but my fall bill as well by the middle of October (actually, I think it was before that, but my brain is somewhat fuzzy). The only thing that still needed to paid off were my books. I stayed at a friend's apartment for the first week of Christmas break so that I could work (staying in the dorms would have cost me a little). When I finally went home, I only had $100 left. I paid that off right before spring classes started.

Now. By the time enrollment for summer and fall came around again, I still owed money for spring. I tried to get that paid off too, as well as staying on track with m phone bill. I still owe money for spring. The only way for me to be able to enroll for summer, was to get a deferment plan thing, which means I have until a certain time to get everything paid off, spring and summer, before enrolling for fall. I just found out that I will not be able to keep my job at the library this summer. However, I have a job for the music show in June, plus I was awarded a grant and a loan. I would like to find another job, but I don't know how much commitment I'm going to have to the music show. Should I look anyways, or wait until after the show is over?

My problem is that I waste money. I waste it on things I don't need. I always have. Why do I keep doing this? You would think that, since I know what my problem is, I would be able to stop doing it. But, it hasn't worked out so well for me. And then, when I get in another finan problem, I stress and freak out. Like now.

Spring and summer needs to be paid off. I still have to buy textbooks for my 2 classes this summer. Plus, the monthly charges for my phone. I only have a few dollars in cash now, and nothing really in my checking account (I had to make a needed trip to Walmart today). I think I have two more checks coming from my library job (we get paid every 2 weeks, and the last check i get will be very small). I really hope that my summer finan aid will cover at least the majority of my student account bill, and that my music show gig will help out a lot too.

Oy. This is going to be a long summer for me.

Here's hoping things work out.